Lend with love. Get repaid without the awkward conversation.

SquadFin Settle keeps a shared record of loans between people who know each other. Write down the amount and purpose, agree a simple repayment plan, and share a private link so both of you see the same numbers.

When a repayment is due, Settle drafts a friendly reminder you send yourself. Settle doesn't lend, charge interest or move payments.

  • Shared record both people can see
  • One-off or weekly and monthly plans
  • Kind reminders you send from your own phone
  • Any currency, or a custom one

Questions

Is Settle a lending or debt collection service?
No. Settle is a record-keeping tool for personal arrangements between people who know each other. It doesn't lend, collect, charge interest or report to anyone.
Does the other person need an account?
No. You send them a private link. They can view the agreement, confirm it and note a repayment without signing up.
What can the other person see?
Only this loan: the names you entered, the amount, the plan and the repayments. Never your email, your other loans or anything else in your account.
What if a link is shared by mistake?
Replace it with a new one from the loan's page. The old link stops working immediately.
Does it cost anything?
Settle is free for up to three active loans at a time. SquadFin Plus ($39 a year) removes the limit.